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Personal Business Mortgage Wealth Why United Locations Find a Banker Contact Careers Learn Our Communities Login Back Personal Personal Banking Learn more about personal banking Checking Overview Checking Mastercard® Debit Card Savings & CDs Savings Certificates of Deposit (CD) Money Market Health Savings Account Credit Cards United Credit Cards Learn & Apply Online & Mobile Banking Overview Enroll in Online Banking United Mobile App Digital Support Fraud Prevention Bank with the best! Open your new account online today! It’s quick and easy. Open an Account Lending Learn more about personal loans Loan Types Loans and Lines of Credit Home Equity Loans & HELOCs Home Loans & Mortgage Credit Cards United Credit Cards Learn & Apply Contact Us Schedule an Appointment Contact a Lender Put your home’s equity to work. Secure the funds to pay for any number of large purchases or projects with your equity. Get Started Online Banking Learn more about online banking Get Started Overview Enroll in Online Banking United Mobile App Digital Support Fraud Prevention Features Alerts and Notifications Zelle Bill Bay eStatements My Money Manager Card Controls Text Banking Support View All Banking when and where you need it. Unlock simple, secure, round-the-clock financial access with Online and Mobile Banking! Enroll Now Business Business Banking Banking solutions for your business Deposits Overview Checking Savings Certificates of Deposit Money Market Mastercard® Debit Card Credit Cards United Credit Cards Online & Mobile Banking Overview Enroll In Online Banking United Mobile App Digital Support Fraud Prevention Built for your business. Open your business bank account online today! The process is quick and easy. Open an Account Lending Learn about business lending with United Lending Loans and Lines of Credit Real Estate Lending Working Capital LOC Contact a Banker Specialized Lending Industry & Specialized Loans SBA Lending USDA Lending Programs Equipment Lending Asset-Based Lending Renewable Energy Non-Profit Lending Syndicated & Participated Loans Builder Finance Franchise Financing Senior Care Lending Contact a Banker Credit Cards United Credit Cards The right lending solution for your business. Our business bankers offer deep industry knowledge, financial expertise, and personalized guidance. Contact a Banker Treasury & Payments Learn more about payment services Treasury Management Overview Reporting & Liquidity Receivables Payables Fraud Protection Contact Treasury Services Credit Cards United Credit Cards Keep your accounts safe! We work hard behind-the-scenes to secure your business accounts. Learn how to do your part to fight fraud. Learn More Mortgage Mortgage Home Loans Learn more about home loans Buying a Home Home Loan Options Down Payment Assistance Second/Vacation Home Options Apply Now Connect with a Lender First-Time Homebuyer Homebuying Guide Apply Now Learning Resources Connect with a Lender The perfect loan for your perfect home. Whether you’re looking to buy your first home, a new home, or a vacation home, we can connect you with the right loan. Apply Today Refinance Learn more about refinancing Refinancing Options Refinance Options Cash-Out Refinance Rate Term Refinance Connect with a Lender Ready to refinance? Whether you’re hoping to adjust your monthly payment, cash in on your equity, or change your payoff timeline, refinancing may be a great option for you. Apply Now Home Construction Learn more about home renovation loans Home Construction Lending Construction and Renovation Loans Home Equity Loans & HELOCs Leverage your Home Equity Connect with a Lender Leverage your home’s equity. Which home equity lending solution is right for you? Learn about your options and put your equity to work! Learn More Wealth Wealth Banking Solutions to set you up for success Personal Accounts Checking Savings Certificate of Deposit Money Market Health Savings Account Business Accounts Checking Savings Certificate of Deposit Money Market Open your account today! Bank with a team of experts who offer deep industry knowledge, financial expertise, personalized guidance, and award-winning customer service. Open an Account Financial Planning Wealth Management Open an Account Login 1-800-822-2651 Log In Choose Log In Online Banking Credit Card Advisory Services Your Mortgage Order Checks Health Savings Account United Community Wealth Wealth Management - FNBSM Username Please enter a Login ID Password Please enter Password Login Forgot Login/Unlock Forgot Password Or enroll in online banking Select Online Enrollment Personal Business Go Time is on your money’s side. Watch your funds grow with Certificates of Deposit. Open a CD Online Log in to your Account Choose Log In Online Banking Credit Card Advisory Services Your Mortgage Order Checks Health Savings Account United Community Wealth Wealth Management - FNBSM Username Please enter a Login ID Password Please enter Password Login Forgot Login/Unlock Forgot Password Go What can we help you find? Online Banking Personal Loan Options Home Loans and Mortgages Wealth & Investments Fraud Prevention Award-winning banking In the J.D. Power 2024 U.S. Retail Banking Satisfaction Study, United Community ranked #1 in Customer Satisfaction for Retail Banking in the Southeast Region and #1 in Trust. We’re grateful to our customers for making this honor possible for the 10th time! Read More about the Award Limited-Time CD Offer Save for your future with fixed, competitive rates and flexible term limits. 1 7-month CD 9-month CD 4.65% APY 4.45% APY Low minimum opening deposit of $2,500 Low minimum opening deposit of $2,500 Open Online Now Open Online Now Banking wherever you are, whenever you need it With a powerful mobile banking app and digital banking capabilities, United makes staying on top of your personal finances fit easily in the flow of your day. Laptop, desktop, or tablet, we offer fast, secure access to your accounts and services. Login today to access the latest time-saving technology paired with our unsurpassed customer service. Get Started Contact Us! United Community has locations throughout Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Whether it’s business and personal banking solutions, real estate and mortgage lending, or advisory services, we are experts in getting you the financial support you need. Call Us Contact Form Contact Page Learning Center Ways to Celebrate Financial Literacy with Your Family United Community customers can enjoy Greenlight’s loved and trusted money app for free. Kids and teens earn money through chores, set savings goals, and spend wisely with their own debit cards. Parents automate allowance, set flexible controls, and get real-time notifications every time their kids spend money. Read Article How Mortgage Interest Works When you borrow money to buy a home, you make payments on the interest every month as part of your monthly mortgage payment. The higher the interest rate, the higher your payment will be. Read the blog to learn how mortgage interest works. Read Article Best Practices for a Strong P@s$w0rd Creating a strong password is a vital defense against unauthorized access to your online accounts. That’s why so many websites require one. Strong passwords protect you from hackers and malicious software. Here’s how to create them. Read Article View All Posts Annual percentage yields are current as of 3/22/2024. The minimum balance required to open the account and obtain the APY is $2500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. Received the highest score in the J.D. Power 2010, 2014-2018, 2020-2022 & 2024 U.S. Retail Banking Satisfaction Studies. For award information, visit jdpower.com/awards . linkedin facebook instagram twitter Youtube Inside United Why United Investor Relations News and Press Releases Careers Corporate Impact Our...